What are the coverage limits of plans?

Though there are daily caps for some services, all Navigation at Home plans offer a lifetime of benefits, unlike what most long-term care (LTC) insurance policies offer. Membership costs are tax deductible as a pre-paid medical expense and members make fixed payments in today’s dollars for long-term care as opposed to inflated costs in the future. With a lifetime of benefits, our members often share that the best benefit of the program is the peace of mind they experience when they join.


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